LOAN RATE SCHEDULE
Effective August 1, 2017
|
Loan Type |
A+ Category = or > 725 |
A Category660 – 724 |
B Category620 – 659 |
C Category600 – 619 |
D Category |
|
New & Used Auto M’cycles, Boats, ATVs |
Rate |
Rate |
Rate |
Rate |
Rate |
|
01 – 24 Months |
1.75% |
2.75% |
3.75% |
6.75% |
9.75% |
|
25 – 36 Months |
2.50% |
3.00% |
4.50% |
7.00% |
10.75% |
|
37 – 48 Months |
3.00% |
3.75% |
5.00% |
7.75% |
11.50% |
|
49 – 60 Months |
3.50% |
4.00% |
5.75% |
8.25% |
12.00% |
|
61 – 72 Months |
4.00% |
4.75% |
6.25% |
9.00% |
12.75% |
|
73 – 84 Months (over $30,000) |
5.00% |
5.75% |
7.00% |
9.75% |
13.25% |
|
New & Used RVs |
Rate |
Rate |
Rate |
Rate |
Rate |
|
01 – 60 Months |
4.75% |
5.75% |
6.75% |
9.00% |
11.75% |
|
61 – 84 Months |
5.75% |
6.75% |
8.00% |
9.75% |
12.50% |
|
85 – 120 Months (over $25,000) |
6.25% |
7.50% |
8.50% |
11.25% |
12.75% |
|
New & Used Equipment |
Rate |
Rate |
Rate |
Rate |
Rate |
|
01 – 60 Months |
6.50% |
7.25% |
7.75% |
9.50% |
12.50% |
|
Unsecured |
Rate |
Rate |
Rate |
Rate |
Rate |
|
(Signature) 01 – 36 Months |
8.75% |
9.75% |
11.75% |
17.75% |
18.00% |
|
(Line-of-Credit) Revolving |
8.75% |
9.75% |
11.75% |
N/A |
|
|
(Non-Qualifying) 01 – 06 Months
|
18.00%
|
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|
VISA Classic |
Rate |
Rate |
Rate |
Rate |
Rate |
|
Revolving (0.90% 12-month introductory rate) |
8.99 |
8.99 |
12.99 |
16.99 |
N/A |
|
Share & Certificate Secured |
Rate |
Rate |
Rate |
Rate |
Rate |
|
(Share Secured) 01 – 60 Months
|
2.00% above dividend rate
|
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|
(Share Certificate Secured) Certificate Term
|
2.00% above certificate annual percentage yield (APY)
|
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|
**Floor of 1.75%
Rates are based on term and credit score ranges as indicated under category headings.
