LOAN RATE SCHEDULE
Effective August 1, 2017

Loan Type
& Terms

A+ Category = or > 725

A Category660 – 724

B Category620 – 659

C Category600 – 619

D Category
= or < 599

New & Used Auto M’cycles, Boats, ATVs

Rate

Rate

Rate

Rate

Rate

01 – 24 Months

1.75%

2.75%

4.25%

7.50%

10.75%

25 – 36 Months

2.50%

3.00%

5.00%

7.75%

11.75%

37 – 48 Months

3.00%

3.75%

5.50%

8.50%

12.50%

49 – 60 Months

3.50%

4.00%

6.25%

9.00%

13.00%

61 – 72 Months

4.00%

4.75%

6.75%

9.75%

13.75%

73 – 84 Months (over $30,000)

5.00%

5.75%

7.50%

10.50%

14.25%

New & Used RVs

Rate

Rate

Rate

Rate

Rate

01 – 60 Months

4.75%

5.75%

6.75%

9.75%

12.75%

61 – 84 Months

5.75%

6.75%

8.50%

10.50%

13.50%

85 – 120 Months (over $25,000)

6.25%

7.50%

9.00%

12.00%

13.75%

New & Used Equipment

Rate

Rate

Rate

Rate

Rate

01 – 60 Months

6.50%

7.25%

7.75%

10.25%

13.50%

Unsecured

Rate

Rate

Rate

Rate

Rate

(Signature) 01 – 36 Months

8.75%

9.75%

11.75%

17.75%

18.00%

(Line-of-Credit) Revolving

8.75%

9.75%

11.75%

N/A

(Non-Qualifying) 01 – 06 Months
18.00%

VISA Classic

Rate

Rate

Rate

Rate

Rate

Revolving (1.90% 6-month introductory rate)

8.99

8.99

12.99

16.99

N/A

Share & Certificate Secured

Rate

Rate

Rate

Rate

Rate

(Share Secured) 01 – 60 Months
2.00% above dividend rate
(Share Certificate Secured) Certificate Term
2.00% above certificate annual percentage yield (APY)

 

 

 

 

 

**Floor of 1.75%

Rates are based on term and credit score ranges as indicated under category headings.