Courtesy Pay
FAQs
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Courtesy pay is a service offered to members in good standing who have MHSPFCU checking accounts. If you meet certain qualifications, your checking account will automatically be covered under Courtesy Pay up to $400.00*.
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Courtesy Pay covers checks, bill payments, and other transactions made using your checking account number.
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We will only pay debit card and ATM withdrawals through Courtesy Pay if you ask us to. If you would like for us to cover those types of transactions, you must “opt in.” You may “opt out” again at any time.
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If you do not opt in, those types of transactions will be declined.
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There is no monthly fee. You are only charged when you use Courtesy Pay. The fee is $30.00 per item.
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When an item is presented against an account with insufficient funds, available funds in your savings account will be drafted before Courtesy Pay is allowed to go into effect. Funds can be transferred from your savings to cover items in any increments.
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You have the right to “opt out” of Courtesy Pay at any time.
Please contact us to request Courtesy Pay forms.
You may fax opt-in/opt-out forms to (601) 987-1294 or mail them to MHSPFCU at P.O. Box 958, Jackson, MS 39205. Or, if you prefer, you may drop your forms off at the credit union office. If you have questions, contact us by phone at (601) 987-1290 or via email at askcu@EPLinc.com.
*The $300.00 limit is designed to cover clearing items PLUS fees